NEW HOMEOWNERS~ Change your locks!

Be sure to change the locks right away after moving

into your new home!

One of the first things new homeowners need do is change the locks on their new home.

You have no idea who might have a copy of your keys.

Investing a bit of money upfront can protect you from burglary down the road.

It’s also a good idea to make an extra copy of your keys, and leave them with someone you

trust, so you don’t have to shell out $100 to a locksmith, if you ever lock yourself out.

Better safe than sorry is my motto!

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 OCALA FLORIDA HOMES

Looking to purchase or sell a home… I can sell any home in Marion County…

Call me today for more information regarding all your Real Estate needs.

Teresa Fikaris, REALTOR, Fontana Realty

Cell: 352-208-5874

CLICK ON LINKS BELOW TO CHECK OUT MY WEBSITE:

OCALABUYERSAGENT.COM or OCALAFLORIDAHOMES.NET

Going the extra mile with a smile!

Family Easter Fun!

EASTER EGG HUNT~ Tuscawilla Park,   Easter Eggs 2

Easter Eggs 3

Saturday, March 30th, 2013 10 am -2:00 pm

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Easter Bunny

PAAS Eggstravaganza

Easter egg hunt and family festival

For more information call 352-368-5517 or visit the website: wwwocalafl.org/recpark

Easter Eggs

There’s lots of fun for the entire family!

Looking to purchase a home… I can sell

any home in Marion County…

Call me today for more information regarding all your Real Estate needs.

Teresa Fikaris, (Realtor) Buyer’s Agent, Fontana Realty

Cell: 352-208-5874 Website: www.OcalaBuyersAgent.com

Going the extra mile with a smile!

How Long Does A Foreclosure Take?

Foreclosures take quite a bit of time for the process. That’s why when you see a home that looks vacant, and you think you would like to make an offer on it, you may NOT want to wait it out until the home is available to be sold. The process could take two or three years in our area before the home is marketable. Many times the owner leaves and they are usually no where to be found. At that point they are not willing to do anything to work with the bank. Therefore, you would not be able to touch that home until the entire Foreclosure process has been completed, and the bank has gone through the legal process  to regain the title free and clear.

Foreclosure

The bank does not own the home if you stop paying.You own the home until the bank forecloses on it. They are suing you for foreclosure in court to regain the title free and clear from you for the interest in the home.

In Central Florida it takes about 24 months minimum from start to finish on a foreclosure on average due to extreme volume.  There are clients who due to varied circumstance have been in foreclosure for over three years. All Florida foreclosures differ.

The Foreclosure Process
The foreclosure process differs by state, but general steps that are taken. If you’re faced with foreclosure, it’s important that you research your state’s laws and practices.
Foreclosure proceedings can begin after a single missed payment, but it isn’t very likely. Most banks and lenders have a grace period for late payments, usually with a fee added on. It typically takes being a full 30 days late for the alarm bells to go off. After the second missed payment, you’ll be getting some phone calls. Many lenders will only accept both late payments to bring the loan current. They also may refuse any partial payments.
Once you fall three months behind, things get serious. This is typically when most lenders will begin the foreclosure process in one of two ways: judicial sale, which requires that the process go through the court system, or power of sale, which can be carried out entirely ¬by the mortgage holder.
All states allow judicial sale, while only 29 allow power of sale. If your state allows power of sale, the loan papers will usually have a clause that says this method will be used. Power of sale is typically faster than the judicial route.
Both types of foreclosure require that any other involved parties be notified of the proceedings. For instance, if the homeowner took out another loan against the house with a third party, that lender must be contacted and its loan amount must be paid from the auction’s proceeds. If the third-party lender isn’t paid, it can apply the mortgage to the new property owner. Many times, the lender will actually buy the property back and attempt to sell it through the real estate market at a later date.
There can also be deficiency judgments made against the borrower if the sale of the property doesn’t satisfy the amount of the loan. The entire difference between the two can be required, although some states only require that difference between the fair value of the property and the loan amount be paid.

Once a home has gone though the process and is now on the market, I would be happy to show and sell you the home. Please give me a call and let’s get started!

However, if you are considering walking away from a home you no longer can afford, please give me a call, there are options that you may want to consider.

Looking to purchase a home…

I can sell any home in Marion County…

Call me today for more information regarding all your Real Estate needs.

Teresa Fikaris, (Realtor) Buyer’s Agent, Fontana Realty

Cell: 352-208-5874 Website: www.OcalaBuyersAgent.com

Going the extra mile with a smile!

WHEN IS THE BEST TIME TO BUY?

How do you know when we hit the bottom in our local market, and how do you know when it’s the best time to buy? Well it’s easy to figure out…. It’s the same in the stock market. You really never get it at its lowest point, because if you keep waiting to see the lowest point, you will miss it. You watch and wait, and then all of a sudden its starts to creep back up. At that time you better buy now.

That’s what we are experiencing in our market now. We still have great home prices and historical low interest rates. However, prices are starting to creep back up, NOW IS THE TIME TO BUY, DON’T WAIT!!!!

 

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We are seeing multiple offers on homes in the Ocala area. Just this month I had a buyer that made offers on two different homes, and neither one of their offers were accepted. The market is changing and every market type has it challenges.

After speaking with my former broker from the Orlando area, I was amazed to hear about all the new home construction that is happening there in her market. Her team members are so busy that she has to hire more agents to help with their work load. That’s a nice problem after many years of drought in the new home construction industry. It’s thrilling to see buyers once again starting to flood the market. When that happens, then it won’t be long and you will start to see a turn around here too.

Rising home prices can fuel the housing recovery by encouraging people to buy before prices increase further.

Call me today for more information about what is happening in the Ocala area.

 Looking to purchase a home… I can sell any home in Marion County…

Call me today for all your Real Estate needs.

Teresa Fikaris, (REALTOR) Buyers Agent, Fontana Realty

Cell 352-208-5874Website: http://www.OcalaBuyersAgent.com

Going the extra mile with a smile!

HITS~ HORSE SHOW IN THE SUN

IT’S BACK!  JANUARY 16- MARCH 17TH

HITS~ HORSE SHOW IN THE SUN

HITS- FL_Banner_13

If you have never attended HITS, you need to go check it out, located at the Post Time Farm.

Here are a few pictures I took last year when I attended for the first time. It was great!

HITS (6) HITS (26) HITS (43)

 Be sure to wear comfortable shoes-  to walk to the different events going on at the same time.

FREE~ EVERYDAY, BUT SUNDAYS (SUNDAYS $5.00)

DIRECTIONS

HITS Ocala at: Post Time Farm | 13710 US Highway 27 | Ocala, FL 34482

Interstate 75 to Ocala Exit #354 for Rt. 27 North
HITS Post Time Farm is 11 miles on the left

http://www.hitsshows.com/

HISTORY OF HITS, Inc. is a special events management company primarily focused on producing hunter/jumper horse shows. Based in upstate New York in the village of Saugerties,

HITS produced its first horse show circuit in Gainesville, Florida in 1982. Since that time, HITS has grown into a nationwide company with world-class hunter-jumper

circuits in California, Florida, Arizona, New York, and Virginia. HITS, Inc. also produces two of the richest grand prix in the world with the Pfizer $1 Million Grand Prix in

Saugerties, New York and the AIG Thermal $1 Million Grand Prix in Thermal, California.

Looking to purchase a home… I can sell

any home in Marion County…

Call me today for more information regarding all your Real Estate needs.

Teresa Fikaris, (Realtor) Buyer’s Agent, Fontana Realty

Cell: 352-208-5874 Website: www.OcalaBuyersAgent.com

Going the extra mile with a smile!

Ocala’s Silver Springs To Become A State Park This October 2013

It’s with mixed emotions that I am writing this Blog today regarding the Silver Springs Attraction that’s located in our beautiful city of Ocala. Tourists have been enjoying Florida’s original attraction since the 1800’s.  You may not of had the opportunity to visit Silver Springs yourself, but you may have heard about the world-famous glass bottom boats that visitors at the park get to enjoy the on the tour.

At Silver Springs Silver Springs Attraction 1-23-2013 (27)  There’s no way I would be holding this spider…. wow!

The springs pumps out 550 million gallons of sparkling clear water a day,

enough to supply the entire city of New York.

     Silver Springs Attraction 1-23-2013 (59)   Silver Springs Attraction 1-23-2013 (60)

Last week for my birthday I told my husband that I wanted to go one last time before the changes were made and I no longer would have the opportunity to go. It was sad to me, as there were so many fond memories of my grandparents taking me as a little girl. I also took my granddaughter there when she was 2 years old, and she is now 23 (today just so happens to be her birthday). In fact 4 out of my 5 grandkids have enjoyed the going to the Park. I’m still debating whether I should take my youngest grandson who is 2 years old. The only problem is that he likes to take off running… which may not work well there.

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Several movies and TV series were made at the Springs including: “Sea Hunt”, “Creature From The Black Lagoon”, “National Geographic” specials, and many TV commercials.

In 1916 the silent movie “The Seven Swans,” starring Richard Barthelmess and Marguerite Clark, was filmed at the park.

Silver Springs became very popular in the ‘30s and ‘40s when Johnny Weissmuller starred in six  “Tarzan” movies that took place here.

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“The Yearling” starring Gregory Peck and Jane Wyman that was filmed at Silver Springs in the 1040’s. Others movies included,  “Distant Drums” with Gary Cooper, “Underwater” starring Jane Russell and Richard Egan, “Blindfold” with Rock Hudson and Claudia Cardinale, “Never Say Never Again” starring Sean Connery, and “Smokey & The Bandit 3” with Jackie Gleason. In 1999 the Discovery Channel shot on location the “Crocodile Hunter”  with Steve Irwin. Countless other movies and films were made here. The lists goes on and on.

Silver Springs Attraction 1-23-2013 (66)   Silver Springs Attraction 1-23-2013 (68)

Silver Springs is a three hundred fifty-acre nature park surrounding the Silver River. During 1950 the number of guests at Silver Springs jumped to more than 800,000 a year.  I’m not sure what the highest number of guests were at its peak, but it was “the happening place”. Due to declining ticket sales and increasing nitrate pollution it has made the attraction unprofitable. The take over from the state plans to clean up the area and make it accessible as part of the adjacent Silver River State Park.

Palace Entertainment’s lease to manage the Silver Springs Attraction ran from 2002 until Dec. 31, 2029, but through negotiations with the Florida Department of Environmental Protection, the state has secured $4 million in work by Palace Entertainment in order to restore the property to its natural condition. The exotic animals and amusement rides will be discontinued as the state takes over.

Check out the website for Silver Springs by clicking here.

Looking to purchase a home… I can sell

any home in Marion County…

Call me today for more information regarding all your Real Estate needs.

Teresa Fikaris, (Realtor) Buyer’s Agent, Fontana Realty

Cell: 352-208-5874 Website: www.OcalaBuyersAgent.com

Going the extra mile with a smile!

Festival of Lights at Silver Springs Nature Park

Festival of Lights

Festival of Lights

AT SILVER SPRINGS NATURE PARK

Home of the world famous Glass Bottom Boats

 

             Lighted Pathway        

 December 14-24 & 26-31, 2012.
3:00 p.m. until 8 p.m.

Ticket Price: Only $12.99 (plus tax)
Per person for all ages
Free parking after 3:00 p.m. 

NEW this season, “Mrs. Claus” “The Snow Toboggan Express” & “Fireworks” !!!  

Lighted TreesCome experience real snow as you ride down the “Snow Toboggan Express”

( December 21st – 31st ),

Visit with Santa and Mrs. Claus (December 14th -24th),

Santa arrives every evening by way of Santa’s Silver River Sleigh

                                              up until Christmas Eve.

           He will be meeting with the kids from 5:00 p.m. until 8:00 p.m.

Miss Molly Storytelling times are from

6:00 p.m.– 6:15, 6:25 – 6:40, 6:55 – 7:05, 7:15 – 7:30

Dickens Carolers will perform on the Mini Mall

December 15, 16, 22, 23, 29, & 30,

only from 6:10 – 6:35, 6:45 – 7:10, & 7:20 – 7:45

The Lighted Boat Parade will begin at 7:45 p.m. on

December 14, 17, 18, 19, 20, 21, 26, 27, 28.

To end the evening there will be a fantastic fireworks display

December 15th, 16th, 22nd, 23rd, 24th, 29th, 30th, & 31st

Silver Springs is the perfect setting for an

old-fashioned family holiday gathering.

Looking to purchase a home… I can sell

any home in Marion County…

Call me today for more information regarding all your Real Estate needs.

Teresa Fikaris, (Realtor) Buyer’s Agent, Fontana Realty

Cell: 352-208-5874 Website: www.OcalaBuyersAgent.com

Going the extra mile with a smile!