NEW HOMEOWNERS~ Change your locks!

Posted on May 27, 2016 by ocalabuyersagent

Be sure to change the locks right away after moving

into your new home!

One of the first things new homeowners need do is change the locks on their new home.

You have no idea who might have a copy of your keys.

Investing a bit of money upfront can protect you from burglary down the road.

It’s also a good idea to make an extra copy of your keys, and leave them with someone you

trust, so you don’t have to shell out $100 to a locksmith, if you ever lock yourself out.

Better safe than sorry is my motto!

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OCALA FLORIDA HOMES

Looking to purchase or sell a home… I can sell any home in Marion County…

Call me today for more information regarding all your Real Estate needs.

Teresa Fikaris, REALTOR, Fontana Realty

Cell: 352-208-5874

CLICK ON LINKS BELOW TO CHECK OUT MY WEBSITE:

OCALABUYERSAGENT.COM or OCALAFLORIDAHOMES.NET

Going the extra mile with a smile!

Family Easter Fun!

Posted on March 25, 2013 by ocalabuyersagent

EASTER EGG HUNT~ Tuscawilla Park,

Saturday, March 30th, 2013 10 am -2:00 pm

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PAAS Eggstravaganza

Easter egg hunt and family festival

For more information call 352-368-5517 or visit the website: wwwocalafl.org/recpark

There’s lots of fun for the entire family!

Looking to purchase a home… I can sell

any home in Marion County…

Call me today for more information regarding all your Real Estate needs.

Teresa Fikaris, (Realtor) Buyer’s Agent, Fontana Realty

Cell: 352-208-5874 Website: www.OcalaBuyersAgent.com

Going the extra mile with a smile!

How Long Does A Foreclosure Take?

Posted on March 5, 2013 by ocalabuyersagent

Foreclosures take quite a bit of time for the process. That’s why when you see a home that looks vacant, and you think you would like to make an offer on it, you may NOT want to wait it out until the home is available to be sold. The process could take two or three years in our area before the home is marketable. Many times the owner leaves and they are usually no where to be found. At that point they are not willing to do anything to work with the bank. Therefore, you would not be able to touch that home until the entire Foreclosure process has been completed, and the bank has gone through the legal process to regain the title free and clear.

The bank does not own the home if you stop paying.You own the home until the bank forecloses on it. They are suing you for foreclosure in court to regain the title free and clear from you for the interest in the home.

In Central Florida it takes about 24 months minimum from start to finish on a foreclosure on average due to extreme volume. There are clients who due to varied circumstance have been in foreclosure for over three years. All Florida foreclosures differ.

The Foreclosure Process
The foreclosure process differs by state, but general steps that are taken. If you’re faced with foreclosure, it’s important that you research your state’s laws and practices.
Foreclosure proceedings can begin after a single missed payment, but it isn’t very likely. Most banks and lenders have a grace period for late payments, usually with a fee added on. It typically takes being a full 30 days late for the alarm bells to go off. After the second missed payment, you’ll be getting some phone calls. Many lenders will only accept both late payments to bring the loan current. They also may refuse any partial payments.
Once you fall three months behind, things get serious. This is typically when most lenders will begin the foreclosure process in one of two ways: judicial sale, which requires that the process go through the court system, or power of sale, which can be carried out entirely ¬by the mortgage holder.
All states allow judicial sale, while only 29 allow power of sale. If your state allows power of sale, the loan papers will usually have a clause that says this method will be used. Power of sale is typically faster than the judicial route.
Both types of foreclosure require that any other involved parties be notified of the proceedings. For instance, if the homeowner took out another loan against the house with a third party, that lender must be contacted and its loan amount must be paid from the auction’s proceeds. If the third-party lender isn’t paid, it can apply the mortgage to the new property owner. Many times, the lender will actually buy the property back and attempt to sell it through the real estate market at a later date.
There can also be deficiency judgments made against the borrower if the sale of the property doesn’t satisfy the amount of the loan. The entire difference between the two can be required, although some states only require that difference between the fair value of the property and the loan amount be paid.

Once a home has gone though the process and is now on the market, I would be happy to show and sell you the home. Please give me a call and let’s get started!

However, if you are considering walking away from a home you no longer can afford, please give me a call, there are options that you may want to consider.

Looking to purchase a home…

I can sell any home in Marion County…

Call me today for more information regarding all your Real Estate needs.

Teresa Fikaris, (Realtor) Buyer’s Agent, Fontana Realty

Cell: 352-208-5874 Website: www.OcalaBuyersAgent.com

Going the extra mile with a smile!

WHEN IS THE BEST TIME TO BUY?

Posted on February 27, 2013 by ocalabuyersagent

How do you know when we hit the bottom in our local market, and how do you know when it’s the best time to buy? Well it’s easy to figure out…. It’s the same in the stock market. You really never get it at its lowest point, because if you keep waiting to see the lowest point, you will miss it. You watch and wait, and then all of a sudden its starts to creep back up. At that time you better buy now.

That’s what we are experiencing in our market now. We still have great home prices and historical low interest rates. However, prices are starting to creep back up, NOW IS THE TIME TO BUY, DON’T WAIT!!!!

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We are seeing multiple offers on homes in the Ocala area. Just this month I had a buyer that made offers on two different homes, and neither one of their offers were accepted. The market is changing and every market type has it challenges.

After speaking with my former broker from the Orlando area, I was amazed to hear about all the new home construction that is happening there in her market. Her team members are so busy that she has to hire more agents to help with their work load. That’s a nice problem after many years of drought in the new home construction industry. It’s thrilling to see buyers once again starting to flood the market. When that happens, then it won’t be long and you will start to see a turn around here too.

Rising home prices can fuel the housing recovery by encouraging people to buy before prices increase further.

Call me today for more information about what is happening in the Ocala area.

Looking to purchase a home… I can sell any home in Marion County…

Call me today for all your Real Estate needs.

Teresa Fikaris, (REALTOR) Buyers Agent, Fontana Realty

Cell 352-208-5874Website: http://www.OcalaBuyersAgent.com

Going the extra mile with a smile!

HITS~ HORSE SHOW IN THE SUN

Posted on February 20, 2013 by ocalabuyersagent

IT’S BACK! JANUARY 16- MARCH 17TH

HITS~ HORSE SHOW IN THE SUN

If you have never attended HITS, you need to go check it out, located at the Post Time Farm.

Here are a few pictures I took last year when I attended for the first time. It was great!

Be sure to wear comfortable shoes- to walk to the different events going on at the same time.

FREE~ EVERYDAY, BUT SUNDAYS (SUNDAYS $5.00)

DIRECTIONS

HITS Ocala at: Post Time Farm | 13710 US Highway 27 | Ocala, FL 34482

Interstate 75 to Ocala Exit #354 for Rt. 27 North
HITS Post Time Farm is 11 miles on the left

http://www.hitsshows.com/

HISTORY OF HITS, Inc. is a special events management company primarily focused on producing hunter/jumper horse shows. Based in upstate New York in the village of Saugerties,

HITS produced its first horse show circuit in Gainesville, Florida in 1982. Since that time, HITS has grown into a nationwide company with world-class hunter-jumper

circuits in California, Florida, Arizona, New York, and Virginia. HITS, Inc. also produces two of the richest grand prix in the world with the Pfizer $1 Million Grand Prix in

Saugerties, New York and the AIG Thermal $1 Million Grand Prix in Thermal, California.

Looking to purchase a home… I can sell

any home in Marion County…

Call me today for more information regarding all your Real Estate needs.

Teresa Fikaris, (Realtor) Buyer’s Agent, Fontana Realty

Cell: 352-208-5874 Website: www.OcalaBuyersAgent.com